At Eastwood Mortgages, we recognise that whilst securing a mortgage naturally takes centre stage in the property-buying process, protecting your investment—and more importantly, your family's security—proves equally vital. Many clients understand the necessity of a mortgage for property purchase, yet may not initially consider the crucial safeguards that can shield them from life's unforeseen challenges.
Many clients understand the necessity of a mortgage for property purchase, yet may not initially consider the crucial safeguards that can shield them from life's unforeseen challenges. We take particular pride in our thoughtful approach to discussing protection options with our clients. Rather than treating this as a mere afterthought, we engage in meaningful conversations about how to effectively secure your property, protect your family's financial future, and ensure peace of mind against life's most challenging circumstances. Our commitment lies in helping you understand the full spectrum of protection available, ensuring you can make informed decisions about safeguarding what matters most—your home, your loved ones, and your financial security—all whilst maintaining complete clarity about the options available to you.
.png)
The events of recent years, particularly the Covid-19 pandemic, have brought the importance of personal protection into sharp focus for many households. We've witnessed a significant shift in attitudes, with more clients now recognising the profound value of life insurance as a means of securing their family's financial future in the event of their passing.
This heightened awareness has led to more meaningful conversations about protection, with an increasing number of individuals taking proactive steps to safeguard their loved ones' financial security. Life cover offers reassurance through a carefully structured lump sum payment, designed to address your family's specific needs during a time of loss.
We can tailor these protection arrangements to align precisely with your circumstances—whether that means providing sufficient funds to clear your mortgage entirely or establishing a financial cushion to maintain household stability whilst longer-term arrangements are put in place. This thoughtful approach ensures your family maintains financial security even in the most challenging circumstances, offering invaluable peace of mind for all concerned.
Scientific advances in medical care over the past four decades have transformed our mortality outlook, yet this progress brings new considerations for financial protection. Whilst the risk of death has notably decreased, the likelihood of experiencing periods of critical illness—and the accompanying inability to work—has become a more pressing concern for many households.
Critical illness cover provides essential financial security through a lump sum payment when you need it most: during periods of serious illness that prevent you from working. This protection has evolved significantly since its introduction, developing into a sophisticated safety net that proves as crucial as traditional life cover in creating a comprehensive protection strategy.The increasing sophistication of critical illness protection reflects our changing health landscape.
.png)
As medical interventions continue to improve survival rates, the financial implications of extended illness have become more significant for many families. This form of cover bridges a vital gap in financial security, providing crucial support during periods of serious illness whilst offering the peace of mind that comes from knowing your family's financial stability remains protected, even when you cannot work.
Income protection stands apart from life and critical illness cover by offering ongoing financial stability during periods of illness or injury. Rather than providing a single lump sum payment, this sophisticated form of protection safeguards a significant portion of your monthly income, ensuring you can maintain your financial commitments whilst unable to work.
The comprehensive nature of income protection proves particularly valuable, as it encompasses a far broader range of health conditions and injuries than critical illness policies typically cover. This breadth of protection proves especially significant when we consider that the average claim extends to seven years—a substantial period that could otherwise pose severe financial challenges for most households.
We encourage our clients to consider carefully how they would manage their financial obligations over such an extended period without their regular income. Income protection offers reassurance by providing consistent monthly payments throughout your recovery period, helping maintain your family's financial stability and protecting the lifestyle you've worked so hard to achieve.
When investing in property, whether as your residence or a rental investment, protecting your asset through comprehensive home insurance proves essential. Buildings insurance provides crucial protection against significant risks, from devastating fires to structural challenges such as subsidence, landslip or heave—events that could otherwise pose catastrophic financial implications.
Equally important, contents insurance safeguards your personal belongings within the property, offering financial protection against perils such as fire and theft. Whilst we understand that some possessions hold irreplaceable sentimental value, a robust home insurance policy ensures you receive appropriate compensation for your loss, enabling you to replace what can be replaced and providing financial redress for those treasured items that cannot.
.png)
Our approach ensures you understand the full scope of protection available, helping you select coverage that provides comprehensive security for both your property's structure and the valuable contents within. This careful consideration of insurance needs forms a crucial part of responsible property ownership, with most lenders requiring buildings cover as a minimum, offering peace of mind that your investment remains protected against life's unforeseen events.
At Eastwood Mortgages, our mission goes beyond arranging mortgages and protection—we're here to help you achieve your dream of home ownership through expert guidance and unwavering support.
.svg)
EASTWOOD MORTGAGES IS A TRADING STYLE OF EASTWOOD MORTGAGES LTD.
THE GUIDANCE AND/OR ADVICE CONTAINED WITHIN THIS WEBSITE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CUSTOMERS BASED IN THE UK. THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES AND WILL BE AGREED WITH YOU BEFORE PROCEEDING BUT ESTIMATE THIS TO BE £300.
YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
©2025 Eastwood Mortgages.com. All rights reserved.
Designed and built by Syed Quaseem.
.svg){kind=small}
.svg)
.svg)